Bank of India reports Q2 profit of INR 3,202 crore, with gross NPA ratio at 1.60%

The bank's supplied release reports 25.34% year-on-year profit growth and a rise in net interest income for the September quarter.

Bank of India reports Q2 profit of INR 3,202 crore, with gross NPA ratio at 1.60%
Rajneesh Karnatak, MD & CEO, Bank of India | Photo Credit: Sanjay Borade

Bank of India reported net profit of INR 3,202 crore for the quarter ended September 30, 2026, up 25.34% from a year earlier, according to its October 23 results release.

The bank said operating profit rose 33.19% to INR 5,089 crore, while net interest income increased 18.52% to INR 7,007 crore. Its global net interest margin was 2.47%, six basis points higher than a year earlier.

The gross non-performing asset ratio fell to 1.60%, from 2.54% a year earlier, while the net NPA ratio declined to 0.42%, from 0.65%, the release said. Retail advances grew 19.27%, MSME advances 20.27% and agricultural advances 16.34% year on year.

The bank reported a capital adequacy ratio of 17.78%, including a common equity Tier 1 ratio of 15.49%, at the end of September.